Precious metals IRA is an Individual Retirement Account in which physical gold or other approved precious metals are held in custody for the benefit of the IRA account owner.
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A precious metals IRA works much like any other IRA, the difference being the investor owns actual stored gold, silver, platinum, and palladium as opposed to stocks, bonds, or funds. The primary difference is that a precious metals IRA is administered by a company that specializes in what are known as self directed IRA accounts.
A precious metals IRA allows for tax advantaged investing in physical precious metals using retirement savings. Precious metals are a key component in a balanced and diversified investment portfolio, and a precious metals IRA is an ideal way for investors to establish a position in this important asset.
Gold, silver, platinum and palladium, provided they are in the form of IRS-approved coin or bar products.
It is much easier than you might think! Administrative specialists are available to guide you through the process.
Yes, these investment products contain IRA approved bullion. Additionally, the price per ounce is generally much lower than the premiums associated with bullion coins.
Investors’ precious metals holdings are stored in a US based non-bank depository. All holdings are fully insured.
Precious Metals IRAs are another avenue investors use to buy physical precious metals, including gold, silver, platinum, and palladium. A gold or silver ETF is a type of exchange traded product (ETP) that's traded on the stock exchange. Precious metals IRAs which own the physical bullion do not have the counterparty risk associated with ETP’s and funds.
A self-directed IRA is a type of traditional or Roth IRA, which means it allows you to save for retirement on a tax-advantaged basis and has the same IRA contribution limits. The difference between self-directed and other IRAs is solely the types of assets you can own in the account.
IRS approved bullion coins and bars.
Yes. Many clients often rebalance their portfolios by converting at least some portion of an IRA into precious metals via a self directed IRA.
Yes. Precious metals can be owned in both Traditional and Roth IRA forms via self directed accounts. In addition, investors’ old 401k’s can be rolled into self directed IRA accounts as well.
Contact Neptune Global and we will assist you in establishing a self directed IRA.
Transferring your funds to your new Precious Metals IRA can take as little as 3 business days.